Low emission car scheme

Buying a low emission or fully electric car is a big investment. In partnership with Tusker, the low emission car scheme enables you to get all the benefits of a new, environmentally friendly car, while saving money.

To join the scheme, you give up some of your salary in exchange for the use of a new, low-emission car, which saves you money on tax and National Insurance (NI), as well as helping you to protect the environment.

In addition, the costs of insurance, servicing, MOTs and breakdown assistance are all met through the scheme, making it a hassle-free way to enjoy a new car. There’s a range of different vehicles available, all with CO2 emissions of below 110g/km. You can go fully electric or ultra-low emission and will be able to get quotes and ask questions before you make a selection.

You pay for use of the car by giving up part of your salary, so you save on income tax and NI. This means that the scheme is providing a benefit in kind that you will need to pay some tax on. For cars that are pure electric, there is no benefit in kind tax payable until April 2021. After that the rate will be 1% until April 2022 and 2% from April 2022 to April 2025, as set by HMRC. This is much lower than income tax rates, making the scheme an affordable and tax-efficient way to switch to an electric vehicle.

You can find out more about the scheme by reading the employee guide.

You can find out more about ultra-low emission and electric cars here.

Manage your existing vehicle or make a new selection by clicking ‘Make selection’ below.